It took longer than I thought it would, but A and I paid off my engagement ring! A and I got my engagement ring in August of 2017. It started off at $11,000 at 9.99% for five years. Obviously that interest rate sucked. The minimum payment was $235 per month. Pretty early on we decided… Continue reading We Paid Off My Engagement Ring!
Recently I started a wish list on my phone. At first, it started out mostly as a sort of joke. Something would come up and I would think, "I need (insert item here) but it's not in the budget this month... oh well." But then the next month I still wouldn't put any money into… Continue reading I’m Giving Myself an Allowance
My mom and I just got back from Disney World on Friday! It was a lot of fun. We bought the park hopper ticket option that lets you visit multiple parks and it was 100% worth it. I wasn't entirely sure if I was going to like Animal Kingdom so I wanted to be able… Continue reading Disney Trip Cost
Sinking funds. What are they and when should you use one? A sinking fund is when you put money aside for a specific event. By now, all of you are familiar with my vacation sinking fund. I got tired of cash flowing my vacays in the month happened so I started putting aside $300 a… Continue reading About Sinking Funds
Before I start, this is not a paid post or advertisement. I just like talking about budgeting and this is my opinion of some services I have used. Back in April, I talked about trying a new budgeting app (A New Budget App). Since then, the trial ended and I moved to another budgeting app. … Continue reading Best Budgeting Apps: A Comparison
Well this year hasn't gone exactly as planned as far as debt goes. In December of last year I was expecting to be consumer debt free by June of this year. Instead, I totaled up my debt last week and I'm back up to $15,000. I was actually kind of surprised. I knew I had… Continue reading I’m $15,000 in Debt (Again)
I had been at my job just shy of two years when I realized that my clothes weren’t fitting the same way they used to. I had a harder time buttoning my pants and shirts were tighter around my belly. It wasn’t really surprising. It had been years since I had played soccer last. I… Continue reading The Cost of Home Gym
This year is the big 5-0 for my mom. She's been itching to go on another trip so I told her we could wherever she wanted for her birthday. And she picked Disney! I'm pretty excited about going. I've never been and my mom hasn't been since she was a kid. So I'm about to… Continue reading I’m Going to Disney!
I talk a lot about my big financial goals like paying off the house and retiring early but I don't talk as much about my small financial goals. Or really, I should say just goal, because it's really only one goal. Every year I try to make my financial position better than it was the… Continue reading Small Financial Goals
It seems like every time I get on the debt free community posts they are talking about travel hacking. For those of you who dont know, travel hacking is basically maximizing your credit card usage to be able to go on trips for free or reduced costs using points. I've always travel hacked some. I… Continue reading How Not To Travel Hack