It took longer than I thought it would, but A and I paid off my engagement ring! A and I got my engagement ring in August of 2017. It started off at $11,000 at 9.99% for five years. Obviously that interest rate sucked. The minimum payment was $235 per month. Pretty early on we decided… Continue reading We Paid Off My Engagement Ring!
Well this year hasn't gone exactly as planned as far as debt goes. In December of last year I was expecting to be consumer debt free by June of this year. Instead, I totaled up my debt last week and I'm back up to $15,000. I was actually kind of surprised. I knew I had… Continue reading I’m $15,000 in Debt (Again)
I talk a lot about my big financial goals like paying off the house and retiring early but I don't talk as much about my small financial goals. Or really, I should say just goal, because it's really only one goal. Every year I try to make my financial position better than it was the… Continue reading Small Financial Goals
June ended up being a crazy but good month. This month I got my first paycheck with my raise. I took a motorcycle safety course, got my license, and bought a bike. I bought a helmet and gloves for the bike. And we had an unbudgeted trip to the vet for the good dog. My… Continue reading June in Review
Those of you have been reading the blog the past 10 months know that I REALLY want a Lexus. It's my dream car. So how did I end up with a motorcycle instead? First you need a little history. When I was really young, my dad had a motorcycle that he would take me for… Continue reading Why I bought a bike (and not a lexus)
It's been a couple weeks since I posted last. Since then, I finally passed my last work test and I am now commissioned!! 4.5 years at my job have all been leading up to this. It's a promotion and a great raise and I'm super excited it's finally done!! Now I get to relax some… Continue reading The Credit Card Float
Picture from imdb.com, I do not own any creative rights. It’s only April and 2019 has already been an interesting year. We started out the year with our oven acting suspiciously like it wanted to explode. I was panicked at first. One, because exploding is a real possibility since it is a gas oven. Two,… Continue reading A Series of Events
I haven’t given up a lot on my debt free journey. I don’t drink coffee daily. I don’t get my nails done. I haven’t had my hair colored in two years. The only things that changed is how often we eat out and how often I shop. Eating out hasn’t been a huge deal. Honestly,… Continue reading Shopping and the Debt Free Journey
Today and tomorrow are my two least favorite days of the year: the Super Bowl and the day after when everyone talks about it. I spend every Super Bowl Sunday reading in a separate room of the house from where A watches the game. This year is a little different since I have the blog… Continue reading January Updates
I have now been a home owner for just over three years. So I want to share some of the things I have learned. If you buy an older house, your home will be in a constant state of disrepair. Our house has built in 1963. It has clearly had some renovations, but they have definitely… Continue reading Being a Home Owner, Pt 2
